How to Improve Your Credit Score in 30 Days
Understanding Credit Scores and How to Improve Them
Our credit score is one of the most powerful tools that determine your financial future. Whether you’re planning to buy a home, start a business, or simply apply for a new credit card, your score tells lenders how reliable you are with money.
At MBM Service Group LLC, we help individuals and entrepreneurs understand how credit works and how to build or repair it effectively. Knowing your score is only the first step — the real change happens when you start managing your credit strategically.
Here’s how you can improve your credit score:
Pay on time — always. Even one missed payment can have a negative impact.
Keep your credit utilization below 10%. The lower your balances compared to your limits, the better.
Don’t close old accounts. Credit history length matters; keep older accounts active when possible.
Dispute errors on your credit report. Check your report regularly for inaccuracies using AnnualCreditReport.com — the only official site authorized by the U.S. government.
Diversify your credit types. A mix of credit cards, loans, and other accounts can improve your score over time.
Improving your credit score takes consistency and education — not quick fixes.
At MBM Service Group LLC, we guide you step-by-step to help you strengthen your financial profile and open new opportunities for growth.